Can I open-source Finary?
KINDA · partial or early alternativesKinda. Firefly III and Actual Budget cover the core of Finary, but they're early or partial — expect gaps like Automatic bank and broker sync across hundreds of institutions and Mobile apps with push updates and Face ID.
Because nobody actually keeps a spreadsheet updated for two years. Finary's pitch is that you connect once and then your net worth is just correct every morning, including the accounts you forget about, and that only works if someone maintains regulated connections to your specific bank in your specific country. The DIY build is honest and private and free, but it asks you for fifteen minutes of CSV wrangling a month, and most people quietly stop doing that around month three.
xAutomatic bank and broker sync across hundreds of institutions
xMobile apps with push updates and Face ID
xAutomated real estate valuation estimates and loan tracking
xBenchmarking against other users and the community and content layer
xSomeone else fixing the connector the day your bank changes its API
These projects already replace it, free.
FFirefly IIIPersonal finance manager with budgets, rules, and reports — your money data stays home.open source↗AActual BudgetLocal-first envelope budgeting with multi-device sync and bank import.open source↗What each one is, in full: Firefly III · Actual Budget
no votes, no pay-to-list · just what's real
Can I open-source Finary?
Kinda. Firefly III covers the core of Finary, but there are real gaps: Automatic bank and broker sync across hundreds of institutions, Mobile apps with push updates and Face ID. Read the honest list above before committing.
How much does Finary cost?
Finary costs about $14.5/month (Finary Plus, checked 2026-08-18), which is $174 per year.
What do I lose by replacing Finary?
Honestly: Automatic bank and broker sync across hundreds of institutions; Mobile apps with push updates and Face ID; Automated real estate valuation estimates and loan tracking; Benchmarking against other users and the community and content layer; Someone else fixing the connector the day your bank changes its API. If any of those are load-bearing for you, keep paying.
Is there an open-source alternative to Finary?
Yes: Firefly III (Personal finance manager with budgets, rules, and reports — your money data stays home.) Actual Budget (Local-first envelope budgeting with multi-device sync and bank import.)