caniopen-sourceit

Can I open-source Splitwise?

YES · mature open-source replacement
price $5/moyou'd save $60/yrcategory 💰 personal financereplaced by 0 people

Yes. Firefly III (20k stars), Actual Budget (20k stars), Spliit (3k stars) are mature open-source replacements for Splitwise — self-host in one command and stop paying $5/mo.

why people still pay

Splitwise sits where the friction is lowest: everyone already has an account, the apps are polished, and the balance quietly nags people so you do not have to. Pro mostly sells relief from the free tier's daily expense cap and the ads, plus receipt scanning and automatic currency conversion for trips. The subscription monetizes the fact that the group, not you, picks the tool.

what you lose

xnative iOS and Android apps, push reminders included

xyour friends' existing accounts and muscle memory

xreceipt scanning and itemized splits

xautomatic currency conversion at live rates

xsettle-up integrations with payment apps

the open-source alternatives

These projects already replace it, free.

SSpliitShare a link, split, settle. No accounts, no ads. Use their instance or run your own.2.7kdec 2025open source↗IIHateMoneyAround since 2011, proudly boring, in declared maintenance mode; use their free instance or one docker run.1.4kmay 2026open source↗CCospendSplitwise for people who already run Nextcloud; pairs with the MoneyBuster Android app.283jun 2026open source↗

all 5 open-source alternatives to Splitwise →· no votes, no pay-to-list · just what's real

share on X ↗"I just replaced Splitwise ($5/mo) with open source"
also replaceable with open source
YNAB
$14.99/mo · personal financeYESCopilot Money
$13/mo · personal financeYESLunch Money
$10/mo · personal financeYES
the numbers

Splitwise pricing

pro$5/mo · monthly · $60/yr

free tierThe free tier still creates groups, splits and simplifies debts, but caps expense adds at roughly three per day, shows ads, and keeps receipt scanning and automatic currency conversion for Pro.

verified 2026-08-11 · source ↗

questions
Is Splitwise free?

The free tier still creates groups, splits and simplifies debts, but caps expense adds at roughly three per day, shows ads, and keeps receipt scanning and automatic currency conversion for Pro. Paid is Pro at $5/mo (checked 2026-08-11).

Can I open-source Splitwise?

Yes. Spliit replaces Splitwise today — self-host it on your own server or machine with no subscription. The full list of open-source alternatives is on this page.

How much does Splitwise cost?

Splitwise costs about $5/month (Pro, checked 2026-08-11), which is $60 per year. That's what you save by replacing it with open source.

What do I lose by replacing Splitwise?

Honestly: native iOS and Android apps, push reminders included; your friends' existing accounts and muscle memory; receipt scanning and itemized splits; automatic currency conversion at live rates; settle-up integrations with payment apps. If any of those are load-bearing for you, keep paying.

Is there an open-source alternative to Splitwise?

Yes: Spliit (Share a link, split, settle. No accounts, no ads. Use their instance or run your own.) IHateMoney (Around since 2011, proudly boring, in declared maintenance mode; use their free instance or one docker run.) Cospend (Splitwise for people who already run Nextcloud; pairs with the MoneyBuster Android app.) All 5 curated open-source alternatives are at caniopensourceit.online/splitwise/alternatives.