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Actual Budget

★ 20k

Local-first envelope budgeting with multi-device sync and bank import.

Actual Budget does the job of YNAB, self-hosted. It is MIT-licensed, so you can do essentially what you like with it, and it installs in about one command. YNAB bills $15 for it. 20k stars on GitHub.

Open-source replacement for YNAB.

Licence
MIT
Self-hosting
Easy
The paid one costs
$15
GitHub stars
20k
view the code →official site →

Is it actually a replacement?

We have written a verdict on what it replaces — what you lose, and why people still pay:

How Actual Budget runs

Where it runs

Actual Budget runs on your server.

What setup takes

not verified by us yet — check the repo README.

Actual Budget questions

Is Actual Budget open source?

Yes — it is released under MIT.

Can Actual Budget replace YNAB?

Our verdict on YNAB is YES. Actual Budget (28k stars), Firefly III (20k stars), OpenBudgeteer (966 stars) are mature open-source replacements for YNAB — self-host in one command and stop paying $14.99/mo.

Can I self-host Actual Budget?

Yes — we rate it easy to self-host, and it runs on your server.

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