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Firefly III replaces 17 paid apps

One open-source tool, 17 subscriptions it can stand in for. Each pairing below is curated and verified by hand, with the honest catch spelled out. No votes, no pay-to-list.

Firefly III $0→replaces $364/mo★ 24k · active aug 2026one-click install💰 personal finance
the facts, verified

licenseAGPL-3.0

runsyour server

setupnot verified by us yet — check the repo README

facts verified 2026-08-29

what it lets you cancel
MonkStreetKINDA$200/mo

Personal finance manager with budgets, rules, and reports — your money data stays home.

the verdict →
TradingWizardYES$39/mo

Personal finance manager with budgets, rules, and reports — your money data stays home.

the verdict →all TradingWizard alternatives →
Monarch MoneyYES$14.99/mo

Transactions, budgets, goals and net worth in Docker; portfolio analysis is not its favourite spreadsheet.

the catchFirefly III requires server administration and is weaker than Monarch for investment tracking, household collaboration, polished goals, automatic institution sync, and mobile usability.

the verdict →all Monarch Money alternatives →
YNABYES$14.99/mo

Personal finance manager with budgets, rules, and reports — your money data stays home.

the verdict →all YNAB alternatives →
PocketSmithYES$14.95/mo

Personal finance manager with budgets, rules, and reports — your money data stays home.

the verdict →all PocketSmith alternatives →
FinaryKINDA$14.5/mo

Personal finance manager with budgets, rules, and reports — your money data stays home.

the verdict →
Copilot MoneyYES$13/mo

Personal finance manager with budgets, rules, and reports — your money data stays home.

the verdict →all Copilot Money alternatives →
Lunch MoneyYES$10/mo

A meticulous imported ledger with rules and reports in Docker; powerful, private and willing to teach accounting words.

the catchFirefly III is more operationally demanding and less approachable than Lunch Money for quick imports, flexible rules, multi-currency personal use, and API-driven automation.

the verdict →all Lunch Money alternatives →
StocksBrewKINDA$9/mo

Personal finance manager with budgets, rules, and reports — your money data stays home.

the verdict →
TillerNOT REALLY$8.25/mo

Personal finance manager with budgets, rules, and reports — your money data stays home.

the verdict →
Quicken Classic DeluxeYES$6.99/mo

Personal finance manager with budgets, rules, and reports — your money data stays home.

the verdict →all Quicken Classic Deluxe alternatives →
EveryDollar PremiumYES$6.67/mo

Personal finance manager with budgets, rules, and reports — your money data stays home.

the verdict →all EveryDollar Premium alternatives →
SplitwiseYES$5/mo

Personal finance manager with budgets, rules, and reports — your money data stays home.

the verdict →all Splitwise alternatives →
Quicken SimplifiYES$3.99/mo

Imported transactions, budgets, recurring bills and reports in Docker; setup is not simplified.

the catchFirefly III is far harder to deploy and maintain and does not match Simplifi's automatic account linking, mobile polish, watchlists, and approachable spending-plan workflow.

the verdict →all Quicken Simplifi alternatives →
AuritrackYES$3/mo

Personal finance manager with budgets, rules, and reports — your money data stays home.

the verdict →all Auritrack alternatives →
Portfolio CoachKINDAusage-based

Personal finance manager with budgets, rules, and reports — your money data stays home.

the verdict →
Rocket MoneyNOT REALLYusage-based

Personal finance manager with budgets, rules, and reports — your money data stays home.

the verdict →

last updated 2026-08-29 · up to $4,368/yr replaced · no votes, no pay-to-list

Every verdict page above lists what you lose when you switch, so you can decide with open eyes.all open-source alternatives →