EveryDollar Premium alternatives: 3 open-source picks
EveryDollar Premium costs $6.67/mo — $80.04 a year. These 3 alternatives replace it for $0, led by Actual Budget, OpenBudgeteer and Firefly III. All 3 are open source. License, stars and last commit checked by hand on 2026-08-29. No trials, no crippled tiers.
Envelope budgeting, CSV imports and rules on your own disk; bank sync is optional, not the landlord.
YNAB-style buckets with transaction imports in a Docker box; bank sync and coaching did not make the container.
Personal finance manager with budgets, rules, and reports — your money data stays home.
licenseAGPL-3.0
runsyour server
setupnot verified by us yet — check the repo README
facts verified 2026-08-29
What each one is, in full: Actual Budget · Firefly III
last updated 2026-08-29 · no votes, no pay-to-list · just what's real
the usual suspects · recommended everywhere, rejected here
Aspire BudgetingThe spreadsheet is free, but CSV import and auto-categorization live in the $5/month Turbo add-on.
CashewThe store app kept moving while meaningful public source work stopped in 2024; a README edit in March 2026 is not maintenance.
how to choose a EveryDollar Premium alternative
Easiest to get running
Actual Budget — a one-click install, no server to maintain.
Most proven
Actual Budget, with 28,000 GitHub stars — the largest community of the 3, which usually means more answers when something breaks.
what you give up by leaving EveryDollar Premium
- bank connectivity, mobile sync, coaching ecosystem, and Ramsey content
- direct bank feeds
- tax filing guarantees
- payroll and payments
- accountant ecosystem and support
None of the picks above covers all of it. The full verdict says which gaps matter.
EveryDollar Premium alternatives at a glance
| tool | license | running it | platforms | stars | active |
|---|---|---|---|---|---|
| Actual Budget | open source | one-click install | web, macos, windows, linux, self-hosted | 28,000 | 2026-08 |
| OpenBudgeteer | open source | docker to self-host | web, self-hosted | 966 | 2025-12 |
| Firefly III | AGPL-3.0 | one-click install | self-hosted, web | 20,000 | 2026-08 |
why people still pay for EveryDollar Premium
People still pay for EveryDollar Premium because people pay because accurate money records and dependable institution connections are worth more than the visible charts. The recurring cost buys import normalization, reconciliation, rule drift, exchange rates, backups, audit trails, tax changes, bank APIs, and support, not just the visible interface. If none of that applies to you, any pick above saves $80.04 a year.
questions about switching from EveryDollar Premium
Is there an open-source alternative to EveryDollar Premium?
Yes: Actual Budget, OpenBudgeteer, Firefly III. Every tool on this page is open source: no trials, no crippled tiers.
Can open source really replace EveryDollar Premium?
Our verdict is YES. Actual Budget (28k stars), Firefly III (20k stars), OpenBudgeteer (966 stars) are mature open-source replacements for EveryDollar Premium — self-host in one command and stop paying $6.67/mo. The full verdict, and what you give up by switching, is at caniopensourceit.online/everydollar-premium.
What is the easiest open-source EveryDollar Premium alternative to set up?
Actual Budget — a one-click install, no server to maintain.
What is the most popular open-source EveryDollar Premium alternative?
By GitHub stars, Actual Budget (28,000). Firefly III is next with 20,000.
